Each of our teams specialise in a particular field of the practice which allows us to provide competitive and effective solutions that are structured specifically for our clients. We ensure this by doing reviews with our clients at least on an annual basis.
Employee Benefits
In today’s competitive market, employers need to provide employees not only with competitive salaries, but also well structured benefits.
Our impartial advice ensures that the most competitive and effective retirement fund solutions are structured for you.
We ensure that your cost of employment expenses remain competitive by benchmarking your retirement on an annual basis.
One of our core competencies is member communication and financial education. We believe it is imperative that all our funds have a clear understanding of the benefits and members are assisted in planning for a better retirement outcome. Flexible and innovative insurance benefits protect your employee’s financial security on life-changing events.
We endeavor to provide good investment performance through expert advice and appropriate structuring of investment portfolios.
All our relationships with fund administrators and product providers are at arm’s length as we operate independently of each other. This ensures the best and most appropriate solution for you.
Financial Planning & Wealth Management
We are uniquely positioned in the market to provide independent financial advice which provides a wholistic overview, considering your needs and ambitions for the short-medium and long term. We pride ourselves on creating a relationship of trust and life support for our clients.
We focus on wealth creation and liability protection:
Share portfolios
Structured products.
Retirement planning
Estate and tax planning
Wills and Trusteeship
Death and Disabilty Protection
Offshore portfolios and investment strategies
Healthcare
We focus on assisting employers in providing healthcare benefits to their employees. This includes entry level medical aid products for employees who may have not had access to healthcare in the past.
We provide our clients with annual industry medical scheme reviews, assistance with corporate wellness days, training and upskilling of human resources knowledge base and individual consultations.
We hold contracts with most of the top industry medical schemes which allows us to provide independent recommendations which are suited to each person’s specific needs.
Gap Cover
Today most doctors and specialists charge more than the medical scheme rate and you then are liable for the difference in costs.
Gap cover is an insurance product which will fund the difference between the doctor or specialist charges and the medical scheme’s refund rate.
This product is for in-hospital procedures and specific out of hospital procedures.